Credit card fraud
Credit card fraud is widespread in Brazil. Duplication of credit cards has become a major problem, with hundreds of active gangs specialized on the fraud.
Can credit cards be used in Brazil? Yes, they can, taking some basic precautions. The most important thing is to understand that the duplication of the card takes places when the card is out of your sight. Think of the waiter that takes your card away, has a hidden reader, and duplicates the card on the way to and from the cash counter.
My advice is: at the time of paying, you need to be able to see where the card reader is. On a shop or supermarket, more likely than not the reader will be by the till. In cases like this, the risk of duplication is small. Just make sure before signing the value on the credit card receipt matches what you are supposed to be paying. If instead of R$100 the receipt shows R$1,000, and you sign the receipt, there will be little you can do back home to get the money back.
Quite a number of restaurants will bring a swipe machine to the table. That’s ok. If the waiter needs to take away the card, go along with him, that’s a normal practice in Brazil. If you don’t trust the place, pay with cash.
I do not advice using your credit card with manual swippers (knuckle busters).
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This post has 5 comments
December 16th, 2008
All good advice, another option I use is a prepaid card for when I travel. It limits my fraud liability in such cases, and I’ve had cards stolen and such and I’m only on the line for the amount I prepaid before insurance coverage. It helps, and its a pretty good bet to get a card stolen in some of the party seasons there.
December 16th, 2008
Thanks for your valuable contribution, Ariel.
October 23rd, 2009
Which prepaid card would you reccommend to take to brazil?
October 23rd, 2009
Rachel, unfortunately I don’t have any specific recommendation to give you – I live in Brazil. I assume most cards offer a similar service. Best thing would be to approach your bank in the 1st place.
October 23rd, 2009
ok, cool. thanks